A mortgage is one of the biggest financial commitments most of us will face in our lifetime. However, with so many lenders offering a vast array of different deals its is no wonder people are often bewildered and unsure which way to turn.
When looking for the right mortgage with so many to choose from and so many things to consider like 'Fixed' or 'Discounted' rates, 'Repayment' or 'Interest Only' along with 'Fees' and 'Early Repayment Charges' it is not surprising that many people seek professional help.
Our aim is to reduce the stress and time that the mortgage process demands. We will liase with lenders, valuers and solicitors with the aim to ensure that timescales are met in accordance with your needs.
We offer advice from the whole of market. We also have access to "exclusives" that are not available on the high street. This means we are able to give you the most appropriate option available without any restrictions.
At Mulberry we have qualified mortgage brokers that will assist you from the initial stages of working out what you can borrow through to the day you get the keys in your hand.
With such a wide variety of mortgages available our advisers at Mulberry will become invaluable when your existing mortgage deal has ended and the time has come to consider whether to stay with your existing lender or a more competitive deal is available elsewhere.
Do you need a Fixed or Discounted rate? Could you reduce your mortgage term? Pay off some capital? Our advisers will reassess your needs and again and discuss through your options to help you get the right deal.
Buy to Let Mortgages have developed into a prominent sector in the market place over the last decade. Whether you are considering your first Buy-to-Let purchase or as a seasoned landlord this is a rapid changing market and getting the criteria right requires specialist mortgage knowledge. Our advisers have considerable knowledge in this market and will be able to discuss options with specialist lenders that are not available on the high-street.
In addition to advice on the full range of mortgages we also offer complimentary services for your Protection needs and have connections to other professional services for Buildings & Contents, Conveyancing, Wills - please browse the rest of our website for details.
Broker fees may be payable for mortgage advice. These would typically be 0.35% of the loan we arrange for you. However, we will discuss your payment options with you and confirm the actual amount payable before we begin to provide our services.
The Financial Services Authority does not regulate Will Writing, Conveyancing, Taxation Advise and Mortgages.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Morris Brown
Mulberry Wealth Management Ltd now incorporates the long established Cardiff based Financial Advisers Morris Brown Ltd.
A majority of mortgage holders rely on their existing lenders to notify them when their mortgage product comes to an end.
This could be dangerous, as not
all lenders will notify you in
enough time to be able to
review your options effectively.
Take our mortgage
challenge today and
see how much you
could save.
When it comes to saving for or planning your retirement let our advisers guide you to the right pension solution for you.
Building an Investment Portfolio or have a lump sum to invest our advisers will guide you through the products, funds and choices to make.
One of the first priorities in sound financial planning, we'll ensure you chooe the right cover for your & the needs of your family.
Whether a Purchase, Re-mortgage or Buy-to-Let our advisers will guide you through the mortgage maze from initial discussions to completion.
